MHHEFA Team

Terry Hayes joined the Bond Bank team as its Executive Director in January 2020. She served on all three of the governing boards providing oversight to the Bond Bank and its clients (MMBB, MHHEFA, and MGFA) as Maine’s State Treasurer 2015 – 2019; and she served in the Maine State Legislature 2006 – 2014, representing the Oxford County towns of Buckfield, Hartford, Paris, and Sumner. Terry has her B.A. from Bowdoin and her M.B.A. from Thomas College. 

Anthony Jaccarino joined MHHEFA as a Program Officer in October 2020 where he has led efforts to revitalize the Moral Obligation, Pooled Loan program.  He also serves as the program officer for  Maine Power Options and the Maine Governmental Facilities Authority and is the Investment Officer for all of the Authorities at the Maine Bond Bank.  His experience includes leadership roles in consulting organizations serving the Fortune 1000 across the  people, process and strategy spectrum and a series of new venture creations primarily in healthcare and sustainable business.

Prior to joining MHHEFA, Anthony served as CEO of Jeeva Medical Corp – a digital health company delivering mobile monitoring solutions through wearable technologies. He led Jeeva through the development of several patented technologies and the eventual sale of the business 2020.  He won the engineering challenge at the Innovation to Product (I2P) competition in Austin, TX for technologies in medical imaging. An early adopter of the ESG framework, he launched an investment fund based on those principles  shortly after the financial crisis of 2008 and consulted on a number of sustainable business platforms and other impact business start ups.

Anthony is an accomplished musician and when he is not working on bond deals or reading about climate change you will likely find him playing mandolin and guitar with various roots music ensembles throughout New England. He loves biking the coastal routes of Maine, is an avid disc golfer and is obsessed with baseball statistics and managing his wood lot.

Anthony received his MBA from the University of New Hampshire, with a concentration in entrepreneurship and behavioral finance. Prior to business school, Anthony completed postgraduate training in psychology at the Concord Institute and received a BA/MA in music theory from Queens College. He lives in Topsham, Maine with his wife Kate and their dog Turbo.

Sandy joined the MHHEFA team in the October of 2020 as the MHHEFA program assistant. As an employee of the Maine Municipal Bond Bank, she also serves on the Wellness Committee and is the program assistant for Maine Governmental Facilities Authority.

Sandy is a former, small business owner, bringing to the MHHEFA team a service-minded approach to meeting borrower needs. She is here for you!

Sandy is a wife, mother, and grandmother. She is a member of the Secular Franciscan order and serves on the board of the local homeless shelter. In her free time, she makes greeting cards, beach theme resin art and spends time at ocean.

David began working with the Authority in 1995 and was named General Counsel in 2004. He is a partner at the Verrill law firm is based out of their Portland office.  Dave represents lenders and borrowers in a broad range of asset-based and real estate-based loans, bond transactions, and other complex commercial loan facilities. Dave has substantial experience in real estate acquisitions, commercial leases, and condominium developments. When it comes to commercial lending, Dave’s clients rely upon his experience and insight to get deals closed, even under the most complicated and thorny circumstance.

David is a member of the Maine State Bar Association and the American Bar Association. He attended New Mexico State University and received his J.D. magna cum laude from Vermont Law School.  He is recognized in Chambers USA as one of America’s Leading Lawyers for Business under Real Estate and was named in The Best Lawyers in America for Real Estate Law in Portland, Maine.  Dave was selected by peers or inclusion in New England Super Lawyers under Real Estate, Government Financing and Banking.

Beginning in July 2022, Sherry L. Kenney began serving as Director of Finance and Accounting for the Maine Health & Higher Education Facilities program. Other programs currently served by her directorship are the Maine Municipal Bond Bank (MMBB), the Maine Governmental Facilities Authority (MGFA) and the Maine Public Utilities Financing Bank (MPUFB). In this role, Sherry oversees a five-member accounting team. Sherry has a strong predilection for teaching and for sharing her accounting knowledge. She leads with a hands-on approach that creates a strong sense of team and better positions her group for success. As Director of Finance and Accounting, Sherry is responsible for successful completion of the unaudited quarterly and audited fiscal year-end financial statements for all of these entities. Her role also includes monitoring of certain critical account balances and assuring timely provision of key accounting deliverables. Sherry is the lead person for coordination with external auditors and various outside affiliates, all of whom assist with the financial aspects of the specialized bond accounting performed by her team. Sherry provides leadership to the organization as a member of the Senior staff and facilitates open communication with the program managers to assure the accounting needs of the organization are properly met.

Sherry first joined the team at the Maine Municipal bond bank in March of 2005 as the Accounting Assistant for the MMBB, MHHEFA, MGFA and MPUFB programs. She quickly demonstrated her accounting acumen and moved on to become the lead Accountant for the Maine Municipal bond Bank. Over the next nine years, Sherry very capably performed both bond and revolving loan fund accounting in this lead accounting role, with exclusive responsibility for multiple programs, as the accounting team was significantly smaller at that time. After a seven-year stint as the Finance Director at the Greater Augusta Utility District, she decided to rejoin her ‘family’ at the Maine Municipal Bond Bank.

Sherry resides in Augusta but likes to spend all her free time at her family camp in Jackman. When she is not reading financial statements, you can usually find her reading anything – from novels to the back of a peanut butter jar!

Gannet N. White has served as Accountant for the Maine Health & Higher Educational Facilities Authority (MHHEFA) since December 2006. She enjoys her involvement with a very vested and cohesive team, which she enhances with her depth of experience and passion for the program, having served a long tenure as its primary accountant. It is extremely important to Gannet that MHHEFA provides a quality and high-level program for Maine’s healthcare and higher educational institutions. When she became a member of the staff, Gannet brought with her a multi-faceted base of accounting experience, gained from years of employment with both for-profit and not-for-profit entities. Her previous positions provided a broad base of accounting knowledge that spanned accounts payable, accounts receivable, payroll, budgeting, human resources, general ledger analysis and financial statement preparation. All of this previous experience well-positioned Gannet to be able to flourish and grow in taking on the challenging role of MHHEFA Accountant.

During the year, Gannet constantly coordinates with her team and monitors MHHEFA program activity to determine the financial ramifications and, in turn, the appropriate corresponding accounting actions to employ. She is then charged with timely and accurately recording of transactions, data analysis and assessment to track key results, and preparation of critical spreadsheets, leading to production of both quarterly and year-end financial statements, and their accompanying notes, for the program. Audit season finds Gannet stress-eating donuts and preparing what seems like never-ending spreadsheets! She enjoys the challenges of bond accounting and hopes to continue to build on her knowledge and understanding of the program for many years to come.

When not making sure her debits and credits balance, Gannet enjoys spending time with her husband and daughter playing cribbage, exploring the Maine coast, and organizing, then reorganizing, their tiny, yet cozy home. She loves to help family and friends declutter and organize whatever could use a bit of a “reset.” In her endless quest to “chill” a bit at home, Gannet will often be found on the couch, watching various shows on Netflix, or curling up with a good book in her hands.

Wanda  joined the Maine Health & Higher Education Facilities Authority (MHHEFA) team in April 2022. Other programs she assists in her current role are the Maine Municipal Bond Bank (MMBB) and the Maine Governmental Facilities Authority (MGFA). As an integral member of the greater accounting team, all of whom support these programs, she fulfills a niche role within the unit that includes processing weekly payroll, accounts payable, accounts receivable and enhancing the entire accounting team through performance of a variety of essential tasks and ad hoc projects. Wanda is an excellent fit in this position as she has strong investigative skills, a detail-oriented nature and an enthusiastic desire to propel the entire accounting team forward.

As a new employee to the Bond Bank, Wanda brings to the position a wealth of experience in general business management and operations oversight. Employed for many years with a top-ranked, full-service law firm, she was their “go to” person, and had responsibility for all the firm’s day-to-day general operations. Wanda brings to the Bond Bank the same professionalism, meticulous attention-to- detail and problem-solving skills that contributed to her success in her previous employment. She consistently displays a positive attitude and shares her engaging laugh with her team and other co-workers.

Wanda has always been an avid outdoors person and a lover of nature. She thoroughly enjoys tending to her various flower gardens, cooking for her family and friends, and camp life in the mountains of Rangeley. Wanda resides with her husband, Steve, and Golden Retriever, Murphy.

Matt Tardiff, Senior Programmer Analyst

Matt joined the MHHEFA team as a Computer Programmer in October 2003 and has since grown into the role of Senior Programmer Analyst. During his time with MHHEFA, Matt has striven to bring his software and database development skills to bear in the service of the MHHEFA team, its borrowers, and its investors. Matt maintains several custom software packages for the Authority, but the flagship product is HEFA Explorer, which program staff use to track all relevant data related to its bonding activities. This bespoke application helps program staff provide top-notch customer support to the Authority’s borrowers.

Matt has always had a passion for computers and programming, from when he got his start programming simple games on his Commodore 64 in 1988, to when he graduated from the University of Maine in 2003 with a Bachelor of Science degree in computer science, straight through to today.

Matt lives in Lewiston with his wife, Jen, and their three sons, Benjamin, Thomas, and Charles. During the winter, they love skiing as a family, primarily at Lost Valley where they are season pass holders. In the warmer months, they love exploring Maine’s great outdoors, visiting as many of its beautiful lakes and waterfalls as they can.